BMO Online Lending Application

Before we begin
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In order to apply online, you must:

  • Be a Canadian citizen or landed immigrant resident in Canada
  • Be the legal age of majority in your province of residence
  • Have not declared bankruptcy in the last 6 years
  • Have not been declined credit within the last 6 months
  • Have operated your business for a minimum of 3 years (For Self Employed applicants)

Before you get started, we recommend you have the following information on hand:

  • Your monthly income (before taxes)
  • Your monthly housing expenses or rent
  • The value of any vehicles, properties, investments, or savings you may have
  • The balances and monthly payments of your mortgage (including property taxes), credit cards/lines of credit or loans
  • Financial information for your joint applicant if applicable

Instructions for Joint and Co-Signing applicants:

  • Joint applicants must be married or common law spouses living at the same address and applying for the same products
  • Co-Signers are submitting their own application in support of another person who is not a spouse, and who has already submitted an application

Note: The application will not allow for Yes to be answered to both questions

Before we begin

Please complete the following information and select 'Continue'.

All fields are required

Warning

You must be the legal age of majority in your province to complete this application

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You must reside in Canada to complete this application

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If you are self employed:

If no, we are unable to accept an online application. Call us at 1-800-665-9665, or book an appointment to visit us in a branch now.

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You must have been operating your business for longer than 3 years to complete this application

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