Mortgage & Loan Application | Apply Online - Getting Started

Be a Canadian citizen or landed immigrant resident in Canada
Be the legal age of majority in your province of residence
Have not declared bankruptcy in the last 6 years
Have not been declined credit within the last 6 months
Have operated your business for a minimum of 3 years (For Self Employed applicants)

Your monthly income (before taxes)
Your monthly housing expenses or rent
The value of any vehicles, properties, investments, or savings you may have
The balances and monthly payments of your mortgage (including property taxes), credit cards/lines of credit or loans
Financial information for your joint applicant if applicable

Joint applicants must be married or common law spouses living at the same address and applying for the same products
Co-Signers are submitting their own application in support of another person who is not a spouse, and who has already submitted an application

Note: The application will not allow for Yes to be answered to both questions

Please complete the following information and select 'Continue'.

All fields are required

Are you a BMO Bank of Montreal customer?

Yes No

Have you borrowed from BMO Bank of Montreal before?

Yes No

What is your birthdate?

You must be the legal age of majority in your province to complete this application

Which province/territory do you reside in?

You must reside in Canada to complete this application

Have you declared bankruptcy in the past 6 years?

Yes No

Have you been declined credit within the last 6 months?

Yes No

What is your employment status?

If you are self employed:

Have you operated your business longer than 3 years?

Yes No

If no, we are unable to accept an online application. Call us at 1-800-665-9665, or book an appointment to visit us in a branch now.

You must have been operating your business for longer than 3 years to complete this application

Will this be a joint application?

Yes No

Are you co-signing for an existing application?

Yes No

BMO Mortgage & Loan Application